Offer your customers 

more payment options.


Provide your customers with convenient and budget-friendly

payment options, so you get paid sooner.

Boost your sales and grow your word of mouth business 

with Traderate.


How it works

1. You win the job 

You can provide your customer with Traderate payment options at time of quote or invoice to win more work.


2. Customer pays later

Customer chooses our payment option on invoice, they pay 20% upfront and the rest by instalment.


3. We pay you upfront

You complete the job, confirm online and we pay you within 48 hours minus the service fee.

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Guarantee your cashflow, Grow your business.

Offering Traderate as a BNPL (buy now, pay later) payment option can help increase your average job value and win new customers – at no risk to your business.

The introduction of payment services see the average tradesperson paid on average 55% sooner.


Here's what our trades are saying:

Meet Michael & Betty Foster from Sparkymics:

We are very happy with the Traderate service. It is an easy and affordable way for us to provide our clients with a flexible payment option helping them to get their work done now without the upfront outlay. 

It is particularly useful for clients to budget for unexpected electrical repairs or maintenance.

Using the Traderate system is impressively easy for both ourselves and our clients and the money is in our account fast. Highly recommend.

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Our Trusted Industry Partners

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1. Get new customers

Build a word-of-mouth business with repeat customers.


2. No payment risk

We manage the risk of all late and failed customer payments.


3. Increased job value

No more waiting, your customer can get the work done today.

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Win more business, while your customers pay later.

The easy way for your customers to get the work done

now at rates they can afford. You'll get paid upfront

and they get to pay by instalment.


Its simple and easy to get started.

Traderate can integrate with your invoice or job management platforms seamlessly. Our tech support team is with you every step of the way.

Built for business big and small.

Paid on time, every time

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I was sick of chasing customers up for payment,  Traderate has made business a lot easier that's for sure.

Simon Arthur - Plumber
Caufield, VIC
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This is the best way to pay for work done around the house... about time!

Mark Robinson
Geelong, VIC
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It was easy to get started and easy for my customers.

Geoff Simpkin - Electrician
Carlton, VIC
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I was behind on payment and then saw the Traderate link on my invoice, I was able to make the first payment that day.

Meg Riley
Fitzroy, VIC
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Its very helpful. Wish more trades used it.

John Lethbridge
Ballarat, VIC
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This is great! Especially for homeowners during this period... Thanks

Anne Donnelly
Malvern East, VIC
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Do I get paid straight away?
  • As soon as your customer makes the initial deposit, Traderate contact you to reconcile the invoice amount and you are paid within 48 hours of job completion.
Can I use Traderate to get a deposit?
  • Yes, your customer registers with Traderate when they make the initial payment (20% of the job cost) and you can complete the job risk-free.
Are there any extra fees?
  • Traderate charge a service fee and that's it. No hidden extras and no more to pay.
Does Traderate do a credit check?
  • No, Traderate does not conduct external credit checks and no application fees.
What repayment options do you offer?
  • Traderate allows your customer to choose from 3 easy payment options, weekly, fortnightly or monthly.  
What cards do you accept?
  • Traderate accepts VISA and MasterCard credit and debit cards for payment.
How much can my customer spend with Traderate ?
  • Traderate have a maximum spend limit of $10,000 for all customers. 
Can my customer change their repay day?
  • Your customer's Repay Day is based on the day of the week they complete the deposit with us. So, if a Traderate payment is set up on a Tuesday, the repayments will come out every Tuesday based on their weekly, fortnightly, or monthly selection. Payments are usually taken between 2am-5am. If your customer needs to change their Repay Day just let us know by sending us an email to
Is Traderate safe and secure ?
  • At Traderate our number one priority is the protection of your data. We use our licensed service partners Payment Platform which has been audited by a PCI-certified auditor and is certified to PCI Service Provider Level 1. This is the most stringent level of certification available in the payments industry. To accomplish this, we make use of best-in-class security tools and practices to maintain a high level of security.
What is Financial Hardship ?
  • Financial hardship can happen to anyone. If your customers are struggling to keep up with bills or repayments, they may be experiencing financial hardship. We want you and them to know that we are here to help. If your customers are having trouble making repayments, we can work together to make a plan to get them back on track. We encourage customers to get in touch with us as soon as possible. The sooner they contact us, the better. We will talk through the circumstances to understand what options are available to help improve their situation.

Other Resources ?
  • You may wish to access independent financial counseling and support including through the National Debt Helpline which is a free independent government service. You can find step by step guides, as well as access to financial counselors in your state via its hotline 1800 007 007.

Get paid with Traderate

Safe, secure, simple.

Join today!