traderate
  • Make paying for your trade jobs easy!

    Join traderate© today
  • Buy Now / Pay Later, Interest Free

    Join traderate© today
  • A smart way to pay for home repairs

    Join traderate˙© today

traderate© is about to change the lives of thousands of people across Australia with a new way for customers to pay for trade services.

STEP 1

​Job gets done

STEP 2

traderate© Payment

STEP 3

Pay over 8 weeks

Join traderate© today

No more waiting...

Whether you need to repair that leaking roof or install a new air conditioner and beat the summer heat...

traderate©  allows you the convenience to get the problem fixed straight away without worrying about having to pay cash upfront or on credit!

Flexible payment options!

Pay with traderate© to receive a payment plan that is tailored to meet your needs.

  • No Credit Checks
  • Interest Free
  • Safe & Secure
Join traderate© today

FREQUENTLY ASKED QUESTIONS

How do I register my interest for traderate?

As a customer, you are required to complete a short online application form. This is a quick and easy process to allow you to be part of the traderate database and to be notified when the service will be released. Full registrations will then be available to start using our service.

What are the fees and charges associated with traderate?

traderate is an interest-free "Buy Now/Pay Later" solution, meaning there is no extra cost for you, the customer. Your job cost is the total amount you will ever pay for that trade service to be performed.

How much can I spend with traderate?

We promote responsible spending to ensure the financial support of our customers. There is a maximum spend limit of $2,000 AUD per account. 

Does traderate automatically take money out?

Your account will be automatically charged the repayment amount from your selected debit or credit card at the agreed date. At any time, you can log in to your traderate account to see your payment schedule and organise a payment before the due date. 

Can I extend payments with traderate?

traderate allows you to pay for your purchases over equal instalments due on a periodic basis. The frequency of these payments is determined by your selected payment schedule.  If payment is not processed on or before the due date, late fees will apply.

What happens if I miss a payment?

If you miss a payment or don't have enough money in your account for a direct debit,  you will be charged a late fee. You will then have 7 days to bring back the outstanding balance to zero until a further charge incur. To ensure all customers stay on track with their payments, traderate reserve the right to close your account following a failed payment. This is to ensure no further financial strain is incurred as part of our commitment to traderate© responsible spending guidelines.

Does traderate affect my credit rating?

No credit file access is required on application. However, we do reserve the right to perform credit checks and to report negative activity on your account to credit rating agencies.

Isn’t traderate just another form of debt?

traderate is a payment platform, much the same way as you pay your rates or driver’s license fees in instalments. We simply give you the opportunity to manage your money and keep track of your accounts better!

Join traderate© today

Harry B.

Buy Now, Pay Later is amazing for people like me. It takes away all the delays and hassles of having to apply for credit cards and loans. The interest free aspect is also a huge win for me.          


   


Pre-register now, it’s obligation-free and you’ll be kept in the loop of our latest developments.

   
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